Get help
If you're in financial difficulty it can be hard to know where to go for help.
Find information about where to go for free help with your debt, budgeting and dealing with creditors.
Understand your options
Know what options are available to you and how they can help.
Compare your options
Use our online tools and calculators to help you decide which option may be right for you.
Check if you are eligible and compare the treatment of debts, assets, income and more.
Understand the consequences
Before you apply for any formal insolvency options, it's important to understand the serious impacts they can have on you.
Find out what may happen to your debts, assets, income, employment, credit, ability to travel and more, so you know if it is the right decision for you.
Apply
Once you have sought help and understand which option is right for you, find out how you can apply.
Someone is trying to make me bankrupt
If you haven't paid your debts, the person or organisation you owe money to (creditor) may serve you with a bankruptcy notice - a formal demand for payment.
Understand what do to and where you can go for help.
Financial counsellors offer free, independent and confidential advice to help you manage overwhelming debt. Call the National Debt Helpline on 1800 007 007.
